Once described as the “eighth wonder of the world”, compounding could be key to building wealth and reaching your lifestyle goals. However, if you don’t understand how it works, it might be a missed opportunity or even harm your finances. Read this insightful guide to find out why you need to know what compounding is.

Creating an estate plan can be difficult in any circumstances, but it might be particularly challenging if you have a young family member to consider. If you do, naming a guardian in your will and using a trust to pass on assets to them could be valuable.

Did you know the interest your savings earn could be taxed? As tax thresholds are frozen and interest rates are rising, more savers are set to be hit by an unexpected tax bill. Find out when your savings could be taxed and how you might reduce your liability.

A decade ago, retirees were given more ways to access their savings thanks to the introduction of Pension Freedoms. While many people welcomed the greater flexibility, data suggests it’s come with challenges too. Discover some insights that may help you make informed pension decisions.

When you’re creating a financial plan as a couple, you might encounter some challenges, such as difficulty talking about money or conflicting goals. Working with a financial planner could help you navigate these obstacles to get the most out of your joint assets.

While market volatility might seem like something that happens to investors, their emotions may play a role in short-term market movements. Find out how fear and anxiety could lead to investment values falling.

Research suggests money doesn’t necessarily make your happier. So, examining what brings you joy may be essential for building a financial plan that aligns with your wellbeing. Discover some key questions you might want to consider.

Once described as the “eighth wonder of the world”, compounding could be key to building wealth and reaching your lifestyle goals. However, if you don’t understand how it works, it might be a missed opportunity or even harm your finances. Read this insightful guide to find out why you need to know what compounding is.

The chancellor has delivered the government’s Spring Statement. Here’s a useful summary of the key measures Rachel Reeves announced in her speech.

“Snowballing” your investments could help your money grow faster over a long-term time frame. By leaving returns to be invested, they have the potential to generate additional returns thanks to the compounding effect.

Around 12% of UK adults have invested in cryptoassets, according to the Financial Conduct Authority. Understanding what the term means, and the risks associated with investing in these types of assets could be valuable 

While financial challenges often come up when talking to people nearing retirement, the emotional obstacles could be just as important. Fortunately, a tailored financial plan could help you feel confident and excited for the next chapter of your life.

When reviewing a cashflow model, it can seem like there are a lot of numbers. Looking beyond the figures to incorporate your lifestyle goals could help you get more out of it and build an effective financial plan.

Being part of a crowd can be comforting. However, following trends when you’re investing could lead to decisions that aren’t right for your goals and circumstances. Find out why standing out could be a good thing.

Emotions can affect how you perceive a situation and might influence the financial decisions you make too. One simple step you might take to reduce how emotions affect your investments and other areas of your finances is to give yourself time before making a decision.

While inflation is stabilising in many major economies, there continue to be challenges that have led to investment market volatility. Discover some of the events that may have affected your investments in October 2024.

Just 5% of Brits aged between 35 and 44 have taken financial advice to help them prepare for retirement. While the milestone can seem a long way off in your 30s and 40s, planning now could be valuable and lead to greater financial freedom later in life.

Lifetime cashflow forecasting could help you make better financial decisions and feel more confident about your financial future. Discover four valuable ways it may support your wellbeing.

Your financial plan could support more than just your long-term financial security – you may use it to create a legacy for your loved ones too. Whether you want to offer support now or pass on assets when you pass away, a financial plan could help you understand the impact.

The end of the year is the perfect time to tick off some of the financial tasks you might have been putting off. Completing these 10 jobs could help you start 2025 feeling confident about your finances.